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The Standard Life + LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
The Standard Life + LTC Plan
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
Life Insurance Benefit
|
$25,000
|
$70,000
|
$100,000
|
$
|
$
|
|
|
|
|
LTC Insurance Benefit
|
$50,000
|
$140,000
|
$200,000
|
$
|
$
|
|
$36,500*
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
Life Insurance Benefit
|
$25,000
|
|
LTC Insurance Benefit
|
$50,000
|
|
Monthly Premium
|
$ 0.00
$11.81
$8.65
$8.77
$8.88
$9.02
$9.17
$9.34
$9.48
$9.65
$9.91
$10.19
$10.48
$10.79
$11.29
$11.86
$12.43
$13.10
$13.82
$14.23
$15.52
$16.79
$18.04
$19.36
$20.94
$22.79
$24.63
$26.58
$28.50
$30.53
$32.88
$35.30
$37.83
$40.43
$44.17
$48.28
$52.50
$56.23
$61.83
$66.90
$71.87
$76.88
$82.67
$88.58
$96.16
$104.69
$113.39
$122.54
$131.81
$144.67
$158.48
$172.61
$186.81
$201.38
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
Life Insurance Benefit
|
$70,000
|
|
LTC Insurance Benefit
|
$140,000
|
|
Monthly Premium
|
$ 0.00
$33.07
$24.21
$24.56
$24.85
$25.26
$25.67
$26.14
$26.54
$27.01
$27.76
$28.53
$29.35
$30.22
$31.62
$33.20
$34.82
$36.69
$38.68
$39.84
$43.46
$47.02
$50.52
$54.19
$58.62
$63.82
$68.95
$74.44
$79.80
$85.46
$92.05
$98.82
$105.93
$113.22
$123.67
$135.16
$147.00
$157.44
$173.13
$187.31
$201.25
$215.25
$231.47
$248.04
$269.27
$293.13
$317.51
$343.12
$369.07
$405.07
$443.75
$483.29
$523.08
$563.86
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
Life Insurance Benefit
|
$100,000
|
|
LTC Insurance Benefit
|
$200,000
|
|
Monthly Premium
|
$ 0.00
$47.25
$34.58
$35.08
$35.50
$36.08
$36.67
$37.33
$37.92
$38.59
$39.66
$40.75
$41.92
$43.17
$45.17
$47.42
$49.75
$52.42
$55.25
$56.91
$62.08
$67.17
$72.17
$77.41
$83.75
$91.17
$98.50
$106.33
$114.00
$122.08
$131.50
$141.17
$151.33
$161.75
$176.67
$193.08
$210.00
$224.91
$247.34
$267.58
$287.50
$307.50
$330.67
$354.34
$384.67
$418.75
$453.59
$490.17
$527.25
$578.67
$633.92
$690.41
$747.25
$805.50
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov